Archive for the ‘Debt Collection’ Category
Compared to many states, the State of Georgia is a good state for creditors in terms of collecting on past due accounts. Georgia has many creditors rights laws that will allow the Plaintiff in a Collection Law Suit to choose many different paths for satisfying the delinquency. No matter the type of business, whether it be a supplier of goods, medical office, Insurance Company, Architect, Concrete Supplier, Manufacturer, Roofer, Cabinet Supplier, Advertising Company, or Contractor of any kind, you have many avenues to pursue your debt.
Moving ahead of other creditors
It is important to determine as soon as possible when your client has turned into a debtor. To delay would be to allow other creditors to move ahead of you in the collection process. If your client fails to respond to your calls and ignores your final demand letter, it should be time to proceed to contact your attorney. Our law firm covers the entire State of Georgia in our coverage area and we file suit in all courts, including Magistrate Court for matters less than $15,000, State Court and Superior Court. The reason for moving quickly to collect on your debt is that the court process is typically slow. By statute, and after service of the summons and complaint on the defendant by the sheriff or special process server, the debtor will have forty five days before they are even required to file an answer with the court. If the debtor fails to file an answer to the suit, you will be able to file for a default judgment. It depends on how far behind that particular judge is on the docket as to when the motion for default judgment order will be signed.
Post Judgment Remedies
Once the judge signs the order, you will have a valid judgment against the party owing you the money. If your debt is owed to you by both a corporation and guarantor, you can name both parties as defendants in the suit. This will give you two options to pursue, in the event one of your debtors is insolvent or files for bankruptcy protection. Assuming there is no bankruptcy filed, you will be able to search for a bank account to garnish, proceed for a wage garnishment and levy on real and personal property of the debtor by giving the fifa (order of judgment) to the sheriff for a levy demand. The county sheriff will make a levy demand on all judgments obtained in Georgia for a fee. Your attorney will be able to assist you with all post judgment remedies, as well as post judgment discovery, including interrogatories, depositions and requests for production of documents. If the debtor fails to respond, you can file a motion to compel responses and ask the judge to issue an order for contempt if the compel order is ignored.
Atlanta, Georgia Debt Collection Law Firm
Uncompromising Legal Solutions Since 1985
Your company excels at what it does. You supply the product or service in a way that makes you proud. You have completed your portion of the contract and fully expect to be paid for your efforts. The problem is, the client either makes excuses or does not even answer the phone or return calls. Your demand letters are ignored. Certainly you do not think that is fair. Neither do we. That is why we have focused our practice on representing creditors to collect bad debts since 1985. With nearly three decades of debt collection experience, we have become very good at collecting debts and our hundreds of clients believe so as well.
You Only Pay If We Collect Your Debt!
Debt Recovery and Creditor’s Rights Law Firm covering the State of Georgia
No matter what type of business the creditor is in and no matter the type of debt collection claim we receive:
- Insurance Premium Debt Collection
- Software Debt Collection
- Contract Disputes
- Medical Services Debt Collection
- Hospital Liens
- Credit Card Debt Collection
- Architect Debt Collection
- Student Loan Debt Collection
- Temporary Services Debt Collection
- Attorney Fee Debt Collection
- Supplier Debt Collection
- Subcontractor Debt Collection
We charge on a contingency basis, so we are compensated only if we collect the debt and our contingency fee stays the same regardless of how many hours we work a file. We can file suit, conduct discovery, trial, garnishments and levies,and are only compensated if we collect the debt.
Our proven debt collection strategy can put your company in the best position to collect the debt. In addition, the laws in Georgia allow you to collect your attorney’s fees from the debtor as well, provided the proper documentation exists.
Atlanta, Georgia Debt Collections Attorney
Upon receipt of each new claim in our office, the debtor receives an immediate attorney demand letter, attorney telephone demands, and our investigators conduct a thorough debtor investigation of the claim, as well as a complete asset search. In response to our initial demands, if the debtor does not amicably enter into a payment plan acceptable to our client, we would recommend that a lawsuit to collect the debt be filed. Only upon approval from the client will we accept any payment plans or file suit to collect a debt. Because we work on a contingency basis, the creditor is assured that they only pay if we obtain a collection.
Debt Collection Lawyer Atlanta, Georgia
The law firm of Howe & Associates represents creditors in the collection of debts in the entire state of Georgia. If you need assistance with your debt collection matters, contact our office today for a free of charge evaluation of your debt collection claim.